Keystone Insurers Group is honored to be an endorsed insurance program of the PSAB. Our Elite Insurance Program has provided PSAB with the best possible combination of Coverage, Services, and Incredible Competitive Pricing.
In addition, PSAB members have the opportunity to participate in the advantages of the program, through our Group Dividend Plan and Guaranteed Issue Life Insurance!
As you can see, our PSAB Program offers members Exceptional Value for your Insurance Dollar, with competitive pricing and the opportunity to participate in the profits of the program. The PSAB is the only association working to improve boroughs in Pennsylvania, regardless of the size of your borough. There are many areas in which the PSAB is eager to assist. Please visit the PSAB at www.boroughs.org for more information.
Unique Broad Coverages
We custom tailor your coverage to meet the needs of your borough, by utilizing our expertise to create a program without costly coverage gaps or overlaps.
- Enhanced Property & General Liability Coverage
- Law Enforcement and Public Officials Liability
- Guaranteed Issue Life Insurance
- ACT 30
- Workers’ Compensation
- Automobile
- Umbrella
- Bonding
- Volunteer Workers Accident Insurance
This combination of local ownership and national resources has resulted in the development of an exclusive portfolio of coverages and risk management services unique to the needs of PA Boroughs.
Get a Quote and realize the value we can deliver to your borough.
Outstanding Array of Services
Our statewide network of locally owned and operated offices provides outstanding service to PSAB members across the commonwealth of Pennsylvania.
- We insure hundreds of municipalities in PA. Our specialized expertise in Municipal Insurance benefits PSAB members.
- Timely service on all your insurance needs.
- Non-Profit Workers’ Compensation Self-Insured Trust
- A Competitive Alternative to Traditional W.C. Insurance.
- Pricing Stability may protect boroughs from fluctuations of standard insurance markets.
- Owned by member municipalities. Managed by Elected Board of Directors.
- We believe in:
- Long Term Consistency and Stability in all lines of business.
- Individualized Service and Attention
- State of the art resources, loss control, and claims service.
Exclusive Group Dividend Plan
Unique opportunity to participate in the profits of your insurance program
- Exclusive Safety Group for PSAB members only.
- A 25% Dividend Potential, based on results of safety group.
- Eligible lines include Property, Liability, Auto and Workers Compensation.
For more information on the PSAB Endorsed Insurance Program,
call 1-800-416-5498, extension 124.
Guaranteed Issue Life Insurance
Here is a great way for your employees to supplement their
individually owned life insurance coverage with guaranteed issue!
Features: Elected officials must be receiving a paycheck from their borough. Part-time employees are also eligible.
- Guaranteed issue.
- No medical questions asked
- No blood tests
- Fully portable (no premium increase if employee leaves employment)
- No minimum participation requirement
- No sales pressure
- Up to $5 per week in permanent insurance
- And/Or $25,000 in term insurance
- Supplemental disability income rider (employees only)
- Payroll Deducted
Providing living benefits for emergencies and death benefits that give members security and comfort in providing for their loved ones. This plan is completely voluntary.
For more information on the PSAB Guaranteed Issue Life Insurance,
call 1-800-416-5498, extension 131.
Our Partner Carriers: EMC Insurance Companies and Cincinnati Insurance Company
- Keystone Insurers Group is proud to partner with EMC Insurance Companies in providing many of the coverages offered in this special PSAB program.
- EMC is one of the finest insurers we represent and one of the nation’s top writers of Municipal Insurance and is consistently rated “A” (Excellent) by A.M. Best Company.
- EMC offers state-of-the-art Loss Control, Risk Management, and Safety Services.
- With assets of over $2.4 billion
- EMC Insurance Companies has a long-standing reputation for excellent customer service, and the financial strength and stability to meet its obligations to the members of the PSAB today and well into the future.
- When a loss does occur, EMC’s claims payments are always prompt and fair.
- Keystone Insurers Group is proud to partner with Cincinnati Life Insurance Company in providing many of the coverages offered in this special PSAB endorsed program.
Cincinnati is one of the most secure life insurance companies in America today. They provide the quality, stability, and convenience policy holders need to reach financial goals.
- Cincinnati Life is rated “A+” by A.M. Best and “AA-” (very strong) by Standard & Poor’s, two of the industry’s leading analysts. Cincinnati has been in the payroll deduction market since 1967, and they have processed more than $17 million in total premiums from the payroll deduction program in 2001.
- With assets of over $1.5 billion, Cincinnati Life has a long-standing reputation for excellent customer service, and the financial strength and stability to meet its obligations to the members of the PSAB today and well into the future.
Request a free, no obligation quote.
For More Information on the PSAB Endorsed Insurance Program, call 1-800-416-5495, extension 124.
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