“We take tremendous pride in the Keystone Program Division and the cutting-edge, exclusive programs we’ve developed for classes of commercial business that we term ‘under-served.’ Our success has been secured by our network of locally owned and operated Independent Agencies and by carrier partners who have worked tirelessly with Keystone’s staff to realize profitable results.

“The Program Division has delivered consistent high quality results for customers, carriers and partners through hard and soft markets. Our dedication to the customer and association is to secure the best product and pricing, a safety group dividend and significant penetration of association members.

“For the insurance companies that underwrite our programs, we will achieve quality results and high retention through solid underwriting, in-depth training and high profile marketing.

“Finally, to Keystone partners, we will endeavor to provide programs with competitive pricing advantages, customized products and coverages, a leads database and exclusivity.”

— Joseph Joyce, CPCU, VP Keystone Insurers Group

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