In an effort to improve safety, yesterday the National Highway Traffic Safety Administration (NHTSA) issued a Final Rule requiring lap/shoulder belts on all new motorcoaches manufactured after November 2016, amending the federal vehicle safety standard for occupant crash protection on these types of buses. This rule does not apply to transit or school buses. The … More
After the Thanksgiving holiday, Black Friday and Cyber Monday are just two of the days where retailers try to offer super holiday shopping deals. But those days, and the season itself, are a big target for identity theft and burglary. You can protect yourself by employing simple safety practices now and throughout the season. While … More
As the cold weather approaches, so does the chance of many weather-related claims, including slip and fall hazards and freezing pipes. Prevention now is key to minimizing hazards once the thermometer drops. Freezing Pipes Generally, the reasons why pipes burst are extremely cold weather or a flow of cold air that comes into contact with … More
In our last post, we talked about protecting your business with a Crisis Management Plan during a weather event to secure critical documentation and reviewing the plan with employees so everyone understands their respective roles. (Sometimes a Crisis Management Plan is called a Emergency Action or Emergency Preparedness Plan.) But there is more to planning … More
You’ve seen it in the news the past few days – a tropical storm has been brewing and is slated to move up the coast. Now the weather forecast is fully defined – the storm is headed right for your hometown. A million thoughts move through your head. Will this be the “big one”? Am … More
A recent news article illustrates the need for contractors to insure protection from pollution claims. The Courier-Journal in Louisville, KY recently reported that students and faculty members at the Laukhuf Elementary school in the city were evacuated from paint fumes stemming from painting on the roof. The chemical smell was found to originate from a … More
Many businesses fear a cyber attack. And if you’ve been reading the news lately, there have been plenty of stories to maintain that fear. Just a week ago, researchers discovered a highly adept organization in China that was linked to some very high profile espionage attacks, including Google and Adobe Systems. And back in July, … More
Securing exterior doors presents a challenge because child care standards typically require no lock or fastening device that would prevent escape from the interior of a child care center due to fire or other emergency. This requires either panic hardware (which opens a door by pressure in the direction of travel) or single-action hardware (hardware … More
The condition of our roads and bridges in the United States is deteriorating. In 2013, the American Society of Civil Engineers rated our nation’s bridges at C+ and roads at a D.
Although states may be grappling for dollars to pay for projects, construction still continues, and bidding for jobs is tight. And money is tight. Some jobs may be won over mere dollars in a bidding match. For street and road contractors, saving money is necessary more than ever to stay operational. This may include insurance.
When it comes to reducing insurance rates, school bus contractors do have options. One of the most important is forming a great relationship with their agent, and their insurance carrier.