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Habitational and Residential/Commercial Property Insurance

Keystone Insurers Group has partnered with industry leaders to offer specialized habitational and commercial dwelling insurance programs for property owners, managers, and associations.

Features and Program Benefits:


  • Covers standard properties (A, B, C) as well as student housing and subsidized housing
  • Extended replacement costs
  • Mechanical, Electrical, Pressure System Breakdown
  • Backup of Sewer and Drains
  • Ordinance or Law Coverage
  • Newly Acquired Real and Personal Property
  • Debris Removal
  • Environmental Impairment
  • Safety group dividend plan: An opportunity to participate in the profits! This opportunity is exclusive through Keystone Insurers Group. Group safety dividend is available through a separate program.

This program is available in GA, IN, KY, OH, PA, TN, and VA.

Commercial Dwelling

  • Tired of having to insure up to full replacement cost value? We have options that allow you to insure your current investment!
  • Covers vacant, occupied and seasonal dwellings
  • Covers vacant land
  • Ordinance or Law Coverage
  • Crime Coverage
  • Liability limits up to $5 million
  • Dwellings can include certain mercantile/office space and still be covered
  • Monthly reporting to insure you aren’t paying premium on dwellings that haven’t been sold

This program is available in GA, IN, KY, NC, PA, TN, and VA.