Habitational and Residential/Commercial Property Insurance
Keystone Insurers Group has partnered with industry leaders to offer specialized habitational and commercial dwelling insurance programs for property owners, managers, and associations.
Features and Program Benefits:
Habitational
- Covers standard properties (A, B, C) as well as student housing and subsidized housing
- Extended replacement costs
- Mechanical, Electrical, Pressure System Breakdown
- Backup of Sewer and Drains
- Ordinance or Law Coverage
- Newly Acquired Real and Personal Property
- Debris Removal
- Environmental Impairment
- Safety group dividend plan: An opportunity to participate in the profits! This opportunity is exclusive through Keystone Insurers Group. Group safety dividend is available through a separate program.
This program is available in GA, IN, KY, OH, PA, TN, and VA.
Commercial Dwelling
- Tired of having to insure up to full replacement cost value? We have options that allow you to insure your current investment!
- Covers vacant, occupied and seasonal dwellings
- Covers vacant land
- Ordinance or Law Coverage
- Crime Coverage
- Liability limits up to $5 million
- Dwellings can include certain mercantile/office space and still be covered
- Monthly reporting to insure you aren’t paying premium on dwellings that haven’t been sold
This program is available in GA, IN, KY, NC, PA, TN, and VA.