Keystone Insurers Group (KIG) is the Officially Recommended provider of garage and workers’ compensation insurance for members of The Alliance of Automotive Service Providers of Pennsylvania, Delaware and North Carolina (AASP-PA). Since 2001 over 250 AASP members have secured coverage with KIG partners.
This comprehensive plan is ideal for various types of auto repair shops, including..
You receive state of the art risk management and loss control services and the opportunity to share in the overall profits of the program through our lucrative Safety Group Dividend Plan and Guaranteed Issue Life Insurance.
This exclusive program is reserved for Members of AASP-PA.
Non-members can get a free quote and learn more about the many benefits of membership in the AASP-PA calling 1-888-564-6272 or by visiting
Unique, Broad Coverages
When it comes to coverages, Keystone exceeds expectations!
This is your program!
This Program was created with AASP-member help and with the intent of addressing your unique needs. Coverage Comparison
| Coverage | AASP Plan | Industry Standard |
| Radius of coverage for personal property | 1,000’ of described premises | 100’ of described Premises |
| Accounts Receivable | $10,000 included ** | By endorsement only |
| Valuable Papers & Records | $10,000 included ** | By endorsement only |
| Cost of taking inventory | $2,500 | No Coverage |
| Employee’s Tools | $2,500 per occurrence **$500 per employee | No Coverage |
| Property of Others (no legal liability requirement) | $10,000 per occurrence $2,500 per person | No Coverage |
| Outdoor Signs | $2,500 included ** | No Coverage |
| Money and Securities | $2,500 included ** | Optional Coverage |
| Personal Property | $10,000 | $5,000 off premises |
| Outdoor Property | $2,500 | $1,000 |
| Business Income and Extra Expense | Actual Loss Sustained | No Coverage |
| Broad Form Work Performed | Damages greater than $250 any one accident | No Coverage |
| Automatic liability coverage for newly acquired garage business | 90 Days | No Coverage |
**Higher Limits Available
Guaranteed Issue Life Insurance
Here is a great way for your employees to supplement their individually owned life insurance coverage with guaranteed issue! This plan provides coverage for any AASP member employee (including part-time) and children of any AASP member employee:
- No Blood Test
- Guaranteed Issue
- No Sales Pressure
- No Medical Questions Asked
- Fully Portable (no premium increase if employee leaves employment)
- Simplified Underwriting Applies to Spouses and Grandchildren
- Payroll Deducted
- And/Or $50,000 in Term Insurance
- No Minimum Participation Required
- Up to $10 per week in Permanent Insurance
For more information on the AASP Guaranteed Issue Life Insurance, call 1-800-416-5498, extension 131.
Extremely Competitive Pricing
Get A Quote. Discover what AASP members throughout Pennsylvania have realized: Substantial premium savings.
We constantly monitor the marketplace to assure AASP members exceptional value.
Our Partner Carriers
- EMC Insurance Companies
- Rockwood Casualty Insurance Company
- Cincinnati Life Insurance Company
Keystone Insurers Group partners with EMC Insurance Companies to provide the coverages recommended by AASP-PA.
- EMC is among the nation’s finest writers of Garage Insurance.
- Rated “A” (Excellent) by A.M. Best Company.
- Headquartered in Des Moines, IA., with assets exceeding $1.8 billion, EMC has a long standing reputation for customer service, financial strength and stability.
Rockwood Casualty Insurance Company, Rated “A” (Excellent) by A.M. Best Company, is a leading Workers’ Compensation specialist and provides that specific coverage for The AASP-PA members. Rockwood’s extensive offering includes:
- On-staff Registered Nurses
- Loss control experts
- Medical Consultants
- All focused on rehabilitating injured workers.
Rockwood and Keystone have designed a lucrative Safety Group Dividend earning opportunity for members of AASP-PA.
Keystone Insurers Group is proud to partner with Cincinnati Life Insurance Company in providing many of the coverages offered in this special AASP endorsed program.
- Cincinnati is one of the most secure life insurance companies in America today. They provide the quality , stability, and convenience policy holders need to reach financial goals.
- Cincinnati Life is rated “A+” by A.M. Best and “AA-” (very strong) by Standard & Poor’s, two of the industry’s leading analysts. Cincinnati has been in the payroll deduction market since 1967 and they have processed more than $17 million in total premiums from the payroll deduction program in 2001.
Request a Free, no obligation quote.
For More Information on the AASP Endorsed Insurance Program, call 1-800-416-5498, extension 125.
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